How To Qualify For A Down Payment Assistance

The Travis County Housing Finance Corporation is pleased to offer the Hill Country Home Down Payment Assistance Program! The program is designed to help homebuyers obtain FHA, VA, USDA-RD or Freddie Mac HFA Advantage loan financing to purchase a home anywhere in Travis County, including the City of Austin. A lack of funds for the down payment is often a significant obstacle to homeownership. The assistance is in the form of a 0% interest, 10-year forgivable second mortgage loan.

In each case, a program fee may be charged by the participating lender, so net down payment assistance can vary depending on qualification of the borrower and the loan type chosen. For more information on this, please contact a participating lender. Financing is available for new or existing homes, and can include single-family homes, condominiums, or townhomes. Manufactured homes are not permitted to participate in the program at this time. Unlike many other DPA programs, the Hill Country Home DPA Program is not restricted to first-time homebuyers, though buyers must occupy the home as their principal residence. The Program offers interest rates on the First Mortgage Loan that are competitive with current market rates.

The interest rates for the program can vary daily based on market conditions – ask your lender for the current rates. Conventional mortgage borrowers can also benefit from assistance programs. Since PMI is required with each mortgage payment until a homeowner reaches 20% equity in the dwelling, it potentially can add to housing expenses for years. The Down Payment Assistance Program provides assistance to qualified first time homebuyers for down payment and closing costs associated with purchasing a home. The amount of assistance provided will be determined based on your household income. A household can qualify as very low income, low income, and moderate.

Please refer to the income chart in the Learn More section of this web page to access the income limits. The amount of assistance available is from $15,000 to $35,000. All applicants must complete a pre-purchase homebuyer's education program, and secure a first mortgage. The property to be purchased must be located in Orange County, outside the city limits of Orlando.

For additional information, please refer to the Down Payment Assistance flyer and applicants are also encouraged to use the contact information below. Rocky Mountain Mortgage Company is proud to provide down payment assistance programs to make the home buying process as easy as possible. These programs are designed to provide a set amount of money to qualified potential home buyers to help cover the expense of a down payment or closing costs.

Rocky Mountain Mortgage Company is here to ensure that you receive the financial assistance you need for your future home. Some mortgage lenders offer their own down payment assistance. For example, Chase offers up to $3,000 that can go towards closing costs and down payment needs. While this program isn't just for first-time homebuyers, it does have other stipulations.

You'll need to get a 30-year fixed-rate home loan and you're required to make the home your primary residence. You'll also need to attend a homebuyer education course to receive the full amount. Down payment assistance can include loans, grants, tax credits1 and other programs designed to help eligible home buyers cover down payment or even closing costs. These programs are offered by federal, state, county or local government agencies, nonprofits or employers. Bank, helps consumers with limited resources become homeowners, especially low-to-moderate income borrowers and in LMI neighborhoods.

This assistance often comes from state housing agencies and his designed to reduce the size of mortgage payments. They often reduce the interest rate of a home loan to a level the buyer can afford. The help can also reduce closing costs, fees and mortgage insurance. To find out whether your state operates such programs, contact your state's housing finance agency. These funds can be used toward the down payment and closing costs. The New Mexico Mortgage Finance Authority, which helps low- and moderate-income New Mexicans get financing for affordable housing, offers two down payment assistance programs.

The FirstDown and NextHome programs are second mortgage loans that can be used toward the down payment and closing costs. IHDA Deferred Mortgage offers 5% of the purchase price up to $7,500 in assistance for down payment and closing costs offered as an interest-free loan, deferred for the life of your mortgage. This means you don't need to repay until you sell your house, refinance or pay off your mortgage. As part of the course, which you may be required to take to qualify for assistance, you'll learn about down payment assistance options. You can find homebuyer education programs by checking HUD's index of state and local housing programs.

If you can't get pre-approved for a mortgage, you probably can't take advantage of a down payment assistance program. You're going to need a steady job, a good income and better-than-average credit score to qualify for a mortgage. But if the only thing holding you back from buying a home is the down payment, you may be able to overcome that with a down payment assistance loan. It's possible to qualify for a mortgage from conventional lenders with a down payment as low as 3% of a home's final purchase price.

For many borrowers, particularly first-time buyers, the down payment and cash for closing costs is the greatest obstacle to buying a home. If you are having trouble coming up with the money for your down payment, you may have many options available. There are many local programs that provide down payment grants, as well as down payment assistance loans to give you a forgivable, second loan that may even cover your closing costs. Every state has a housing finance agency that oversees affordable housing, financial assistance, and local community development programs in the state. Head to your state's HFA website if you want broader information about housing programs, or do a Google search for a "down payment assistance program" in your state. Our downpayment assistance is only for homebuyers who use our home loan programs, either Home Advantage or Opportunity.

If your household income is under the program limits (up to $160,000), your credit score is at least 620, and you're otherwise qualified for a home loan, you are probably eligible. As an example, homebuyers in Illinois have access to several different programs through the Illinois Housing Development Authority. Currently, some of its programs offer up to $7,500 in down payment or closing cost assistance as a forgivable or deferred loan. For a $200, year mortgage with a 3% interest rate, that would save you nearly $4,000 in interest and reduce your monthly payment by around $30.

With this product, the borrower is able to lock the FHA first mortgage at market-comparable rate. The Rate Advantage product offers both 3.5% down payment assistance and 5% down payment assistance options. The Louisiana Housing Corporation has a down payment assistance program for eligible Louisiana homebuyers who get a mortgage through its Market Rate Conventional Program.

You don't have to be a first-time buyer to qualify; however, you must not exceed the area income limits. For qualified borrowers, you'll receive up to 4% in down payment assistance. Most down payment assistance programs are geared to first-time home buyers. There are lots of great reasons to consider a HomePath Home for your first home purchase, including low down payments and the HomeStyle renovation loan eligibility. This means that if you purchase a HomePath home for $200,000, you will get a credit for up to $6,000 in closing costs. Many counties qualify for a USDA rural mortgage, which does not require any down payment at all.

This is one of the best loan programs in the country, as the minimum credit score is just 640, and you will not need to pay private mortgage insurance . The guarantee fee may be financed and the monthly amount goes to the Rural Development division of USDA, since this is a government backed loan program. National Homebuyers Fund is a nonprofit organization that offers closing cost and/or down payment assistance to both first-time homebuyers and repeat buyers nationwide. You may be able to receive up to 5% of the mortgage loan amount as a grant or forgivable loan. Down payment assistance programs provide homebuyers with cash to cover some of the major costs of buying a home.

Depending on the program, you might receive a non-repayable grant or a no-interest loan to pay for some or all of the down payment and closing costs. Our program is designed to educate, counsel, advocate, and assist home buyers with the home buying process. We do this by providing home buyer education that covers the benefits of homeownership, credit, lending practices, home inspections, and more. Our counselors assist with credit building, budgeting, and savings plans.

Our lending department is there to facilitate down payment and closing cost assistance and be an advocate for our clients throughout the home buying process. 1) Buyers eligible to receive assistance through the EBP are individuals and households earning no more than 80 percent of the area median income, based on their future address. Interest would not accrue on the grant and the grant is forgivable after five years from the date of the loan closing on your primary residence. May not be combined with any other type of down payment programs. The majority of down payment assistance programs set household income limits. These programs are designed to help low- and moderate-income earners.

The income limit depends on the program, the median income where you live, and the size of your family. Home purchase assistance programs frequently require the borrower to take first-time homebuyer education classes to qualify. Whether or not it's required by the program, Lindner recommends it anyway. These classes are an excellent way to educate yourself on the obligations of homeownership outside of just the mortgage and property taxes, he says. Taking advantage of a down payment assistance program can keep your savings accounts intact or increase your down payment. And many of these programs offer assistance with closing costs, which reduce your out-of-pocket expenses even further.

CHFA recognizes that saving enough money to pay the down payment is the main barrier to homeownership for many first-time homebuyers. The West Virginia Housing Development Fund offers down payment and closing cost assistance loans in conjunction with the Homeownership and Movin' Up first mortgage programs. These programs are designed to help both first-time and repeat homebuyers access homeownership.

The Mississippi Home Corporation , the state's housing finance agency, offers two main down payment assistance programs for homebuyers. Both programs include the mortgage and the down payment, so it's like a one-stop shop for buyers who need assistance. Designed to serve low- and moderate-income homebuyers, HHOC Mortgage is a nonprofit affiliate of the Hawaii HomeOwnership Center. Its Down Payment and Closing Cost program offers down payment assistance to eligible homebuyers across the state via a 15-year deferred loan. The mortgage interest is tax-deductible and there are low monthly payments.

Borrowers can use the funds toward their down payment, closing costs or both. Income limits are the maximum amount of income a household can receive to be eligible for assistance. Income limits vary depending on the program you're considering, where you live and how large your family is. Certain programs may also have debt-to-income ratio requirements.

Additionally, some down payment assistance programs target specific groups of people, such as teachers, veterans and police officers. A large number of grants and loans are available to help cover down payments and closing costs for first-time homebuyers across the country. Learn more about them as you take your first steps in the exciting journey to homeownership. The requirements for each program vary, but are typically based on your income, the price of the home and your history as a homeowner. Assistance is available only for a home you plan to occupy and isn't available for vacation homes or investment properties.

Many down payment assistance programs are for first-time home buyers, but don't count yourself out if you've previously owned a home. If you have not owned a home in the last three years, you may be considered a first-time home buyer. Chenoa Fund is a national down payment assistance program administered by CBC Mortgage Agency, a federally chartered government entity. Through the program's several options, you may receive 3% to 5% of the mortgage loan amount either as a forgivable loan or a no-interest repayable loan. The assistance comes in the form of a second mortgage,but carries no interest and no payments.

The down payment assistance funds must be repaid in full if the borrower chooses to refinance or sell within the forgiveness period. After the forgiveness period, the down payment assistance is forgiven with IHCDA and turns into equity in your home. 2) Buyers eligible to receive assistance through the HOW are individuals and households earning more than 80 percent and up to 120 percent of the area median income address of their new home.

These are often second or third mortgages or grants that provide no-interest loans, deferred payments and forgivable loans. Assistance varies, and in many cases the money can be used to cover closing costs, principal reductions and even home repairs. The amount of money available is often keyed to the cost of housing and income levels in the markets where they are available. Once you know what homebuying assistance is available in your area, you'll need to make sure you qualify. Most down payment and closing cost assistance programs target first-home buyers, but if you've owned a home before, you may still be eligible.

The Vermont Housing Finance Agency offers a few down payment assistance programs for eligible borrowers, including the Move program, Move MCC, VHFA Advantage and the ASSIST program. These programs must be used in conjunction with a VHFA mortgage and most offer up to $825 savings on Vermont Property Transfer Tax at closing. Down Payment Assistance program gives eligible homebuyers the choice between a forgivable loan of 2.5% or 5% of the home's purchase price. The funds can be applied towards down payments, closing costs or other pre-closing expenses. First-time homebuyers are anyone who hasn't owned a home in the past three years and doesn't have another primary residence within the 60 days of closing.

The funds can be used toward the down payment or closing cost. The DPA is an interest-free, five-year forgivable second loan with no monthly payments. Especially for first-time homebuyers, it can be hard to save up enough money for a substantial down payment.

Down payment assistance programs help fill that gap by covering all or part of the cost. When looking for programs to apply for, research their requirements, understand whether it's a grant or loan, and get specifics on how much assistance you can receive. No matter what, with the right knowledge and resources, buying a home can be within your reach.

The assistance funds come in the form of a zero-interest second mortgage with a 30-year term. This second mortgage will be forgiven if the borrower makes 36 consecutive, on-time payments on the first mortgage. FHA, VA and conventional loans require the manufactured home be secured to a base. If the manufactured home is not secured to a base, you will need to apply for what's called a chattel loan. Research your local down payment assistance programs and see what their specific requirements are. From there, contact your lender to see if they work with these programs.

Rocket Mortgage® does not offer financing on manufactured homes. Contact your local HUD office to learn more about the down payment and closing cost assistance available where you live. There are specific qualifications that entitle a person to use a home buying assistance program responsibly. One factor of the home buyer criteria includes income and financial requirements. You must earn a specific income and have a specific credit score in order to qualify.

3080 Ti For Sale Ebay

First, market leader NVIDIA has been trying to ensure an increased supply of graphics cards to miners so that they don't price gamers out of the market. The graphics card specialist has brought out specialized cryptocurrency mining processors to address demand from miners, and these chips have been a hit. Jon Peddie Research reports that cryptocurrency miners bought 700,000 graphics cards in Q1, accounting for a fourth of the total GPUs sold.

So weak mining demand should ideally improve supply and help lower GPU prices. That's what's reportedly happening in China -- the clampdown in mining has reportedly led to a reduction of up to 45% in graphics card prices, according to Tom's Hardware. China's sway on the global mining market could lead to a further GPU price correction, especially considering that lower mining profits could force many miners to offload their cards in the pre-owned market. New graphics cards are incredibly hard to buy right now due to an international chip shortage that began in 2020. Resellers are charging far more than retail price on eBay and Amazon and even older cards are selling for above market rate. Given the current market situation it may be more affordable to shop for a pre-built gaming PC or laptop, rather than buying a graphics card separately and building your own.

The market is still facing complications that are affecting GPU prices. If you're new to this series, in previous articles we've described this as a multi-factor situation. Many people are quick to place all the blame on one area or another, but the reality is there are many contributing factors. Amazon, meanwhile, doesn't have any options straight from Nvidia.

Instead, it carries models from PNY, Zotac, MSI, EVGA, Gigabyte and Asus. Amazon currently doesn't have any prices listed on its available, as it is out of inventory, but you can sign up for notifications on when they restock.B&H doesn't have the Founders Edition, either. Its cards come from PNY, Asus, MSI and Gigabyte, though they're out of stock. You can still sign up for notifications, and prices range from $719.99 to $904.80 depending on model and manufacturer.Newegg has models from Gigabyte, Zotac, E VGA, MSI and Asus. They range from $699 to $1,562, depending on model, seller and manufacturer. Newegg also has numerous RTX 3080 bundle deals that include related gear like motherboards, though these are relegated to the Newegg Shuffle.

Micro Center is a bit of an oddity, in that most of its products are only available in store. There's a lot of options and a lot of local stores to check, but unfortunately, everything still seems to be sold out for now.Gamestop has five RTX 3080 models listed, though none are available for purchase. If the last nine months or so have taught us anything, it's that everyone loves the latest generation of graphics cards. Us gamers, content creators, professionals, scalpers, and crypto miners have all been fighting to get our hands on something. What everyone doesn't like , are the sky-high prices that come with the latest graphics cards.

Aside from the tariff price hikes and expensive markups on certain AIB models, scalpers have added plenty of fuel to the dumpster fire of graphics card availability and pricing. It's time for our monthly update into graphics card pricing and availability, a series that we've been running since March, giving us a ton of useful insight into the current state of the GPU market. Graphics cards are still quite difficult to purchase at reasonable prices in most regions, but the month of August in particular has seen a number of developments that are worth talking about.

The second reason why graphics card prices could be coming down is a slowdown in mining demand, freeing up more supply for gamers. According to third-party reports, demand for graphics cards for cryptocurrency mining in China -- the world's biggest country in terms of mining -- could be slipping because of a government crackdown. AMD suffers the same fate, but fewer cards are sold due to less stock. The RX 6800 XT had 448 sales and the RX 6800 is close behind with 434 sales.

That doesn't even amount to the sales of a single NVIDIA card. That just goes to show the shortage issues AMD is facing because the MSRP of these cards vs the performance in crypto mining would make a popular option. AMD only accounts for roughly 8 percent of the graphics card resale market. Now, RTX 3080 graphics cards have filled eBay's listings, with many sellers asking for over £900 for Nvidia's newest graphics card. This fact has left many gamers annoyed, having been denied the ability to purchase RTX 3080 graphics cards by scalpers who wish to profit from Nvidia's RTX 3080's supply shortfall.

Nvidia's RTX 3080 stocks sold out in moments, and it didn't take long for retailers to follow suit across the US, UK and Europe. Unfortunately, a lot of RTX 3080 graphics cards didn't ship to gamers, falling instead into the hands of scalpers, those who purchased the graphics card to sell for profit elsewhere. The Nvidia GeForce was able to push themselves to the top in the graphics card world due to their quality and performance. These Nvidia support up to 4K gaming on one graphics card which makes the gaming graphic too well and the ultimate advantage is that they support USB connectivity.

This NVidia GeForce is slightly expensive but these graphics cards support all types of high-resolution games, which makes it a perfect fit for gamers like me. And the news continues to get worse for people trying to build a new system. Those looking to buy graphics cards are competing between scalpers and miners to get cards. Mind you, many allege that NVIDIA is directly selling cards to miners. Some may say, I'll settle for a gaming laptop, but miners are also buying gaming laptops to mine crypto. If you go one step lower and settle for a console, you'll have to deal with scalpers because consoles are also being resold due to the low stock and high demand.

It expects to sell $400 million worth of these chips in the current quarter. What's more, rumors suggest that the chipmaker is reportedly working on a more powerful CMP capable of outperforming the RTX 3090, with a hash rate that could be a third higher than the flagship GPU's. Such an offering could boost NVIDIA's top-line growth as the cryptocurrency mining hardware market is expected to add $2.80 billion in revenue over the next four years, according to TechNavio.

Recommended retailers for an Nvidia or AMD graphics card includeMicrocenter,Best Buy,Newegg, and Amazon . Unfortunately, inventory remains sold out at most store, but restocks occur from time to time.AMDalso sell units from its own online store, andNvidiahas a tool for checking stock at other retailers. To help you make the best graphics card purchase without overpaying, we've broken down the ins and outs of Nvidia'sRTX 30and AMD'sRX 6000series products.

That said, it's important to remember that stock remains hard to come by for all the models we've listed, so prices above MSRP are likely unavoidable for the time being. As home-built gaming computers become more common, demand for individually sold graphics cards has spiked dramatically, leaving most stores out of stock on a day-to-day basis. Just a few retailers, likeMicrocenter,Best Buy, andNewegg, have advertised restocks. ManufacturerEVGAoffers direct sales of the latest graphics cards, but the constant demand has created a lengthy waitlist for potential buyers. Thankfully, PC gamers are fighting back against eBay scalpers.

PC gamers from across the world are inflating RTX 3080 prices with false bids that will never be paid. This action is designed to prevent scalpers from selling their RTX 3080 graphics cards, forcing them to sell at a later date when ample retail stock is available. This tactic will prevent scalpers from profiting from RTX 3080 shortages, and force them to sell when they can no longer profit from the sale. The most popular card of the new series is the Nvidia GeForce RTX 3080.

As we said in our RTX 3080 review, it's both powerful and surprisingly well priced, allowing you to get 30% better performance than the RTX 2080 Ti for $700. There's no doubt the 3080 is in high demand, which we saw when it sold out within seconds on launch day. That said, a number of retailers have store pages up right now where you can sign up to get notified when they go live again. Driscoll's latest in-depth report is more of the same, which is bad news for prospective graphics card buyers.

It notes a significant price increase for RTX 30-series graphics cards that currently shows no sign of slowing down—anywhere from 140 percent to over 220 percent of MSRP. Find many great new & used options and get the best deals for GIGABYTE GeForce RTX 3060 Ti EAGLE OC 8GB GDDR6 Graphic Card at the best online prices at eBay! Buy Gigabyte GeForce RTX 3090 GAMING OC 24G in Singapore,Singapore. Local set Local warranty 3090 RTX 3090 RTX3090 Get great deals on Computer Parts & Accessories Chat to Buy Gigabyte debuts its Eagle brand of graphics cards to the enthusiast segment. Slotted between the WindForce OC and AORUS Gaming series, the RTX 3090 Eagle OC covers all the bases and bling gamers need, at the NVIDIA MSRP price. Nvidia's new graphics card RTX 3080 went on sale on September 17th, local time in the United States, but this $699 worth of GPU is unprecedentedly popular.

Retailers, e-commerce companies and Nvidia official websites across the United States sold out almost in seconds, and reports claim that each Physical store retailers only have 10 pieces of RTX 3080 available for purchase. Radeon RX 6600 XT$380$63367%Average92%5%The most stark difference is seen with the RTX 3060 Ti. The average sale price on eBay for this GPU was $950, while most LHR cards were selling for around $850. However, if you want a non-LHR model like the Founders Edition card and others, you're looking at having to spend at least $1,250. That's a 47% price hike for 43% higher mining performance after factoring in the latest LHR bypasses. We're also starting to see some movement on pricing for graphics cards around the 6600 XT.

In particular, we're seeing increased shipments of GeForce RTX 3060 Ti GPUs with LHR . We've seen many more limited runs of cheaper 3060 Tis in the past few weeks than in prior months, which seems to be Nvidia's response to the 6600 XT. NVIDIA stands to win big from an improved supply of graphics cards.

The company has a huge installed base of users that are still running older-generation GPUs. Less than 20% of the 140 million users of GeForce graphics cards use the new RTX chips, so an improved supply would boost NVIDIA's shipments. B&H has been somewhat out of the graphics card race, at least on launch day, so that should probably be your last choice if all other options fail. It should also be noted that Best Buy does have at least one 3070 Ti product page for a third-party card that's currently live. Otherwise, these links are simply designed to point you in the right direction once the cards go live.

Anthony joined the TweakTown team in 2010 and has since reviewed 100s of graphics cards. Anthony is a long time PC enthusiast with a passion of hate for games built around consoles. FPS gaming since the pre-Quake days, where you were insulted if you used a mouse to aim, he has been addicted to gaming and hardware ever since. Working in IT retail for 10 years gave him great experience with custom-built PCs.

As we all know due to the sudden boom in cryptocurrency we have seen miners snatching all the GPUs making it harder for normal PC users to get their hands on any or all graphics cards in the market. And adding supply constraint over this has increased prices of the graphics cards. With this news in mind, we decided to take a look at how scalped prices for the latest graphics cards have changed on markets like eBay. The overall picture is still far from ideal, but there is marked improvement that supports the statements coming out from manufacturers and data analysts alike.

This spring marked peak insanity where graphics cards like the RTX 3080 were selling for upwards of 300% its MSRP. AMD cards were also selling for well over double the suggested pricing earlier this year. Today's numbers paint a far more optimistic picture, with a possible end to the GPU supply crisis in sight.

Our GPU price index tracks all the best graphics cards and the latest additions to our GPU benchmarks hierarchy. We scrape eBay's historical data to get details on what sort of prices people are paying for GPUs. We track current Nvidia Ampere and AMD Big Navi generation GPUs, and also provide monthly updates on the previous generation graphics cards. One of the more recent sales was to a user with a 120 feedback rating, who paid $2,400 for a Founders Edition model.

Another user with a 526 rating shelled out $2,800 to a seller located in Nashville, Tennessee, also for a GeForce RTX 3080 Ti Founders Edition graphics card. Most of you reading this who tried to purchase a GeForce RTX 3080 Ti graphics card today inevitably struck out, because this is the 2021, the year of the GPU shortage (among other silicon-based hardware). Apparently scalpers were successful once again, and it took all of two nanoseconds for them to begin selling the newly minted cards on eBay at prices well above the MSRP. Gigabyte debuts its Eagle brand of graphics cards to the enthusiast segment. Featuring CUDA cores and a whopping 24GB of GDDR6X memory the RTX 3090 is the most powerful gaming graphics card on the market and is a perfect partner for a high resolution monitor or VR headset. And as has become increasingly common at Ars, this review comes with an asterisk the size of an asteroid that will likely smash your hopes of buying this card in the near future.

Nvidia didn't offer any briefings about company efforts to stabilize supply, nor did the company try to guarantee that actual humans will be able to buy the RTX 3080 Ti beginning tomorrow, June 3, "starting at" $1,199. It remains anyone's guess if, when, or how a mild-mannered tech enthusiast like yourself will get a fair shake in the current market. At the time, I was too busy running benchmarks to ask my crystal ball about an imminent future of exploding crypto values and diminishing chip and silicon supplies. The graphics card market went kablooie, and that left me holding the bag of a ridiculous claim about future GPU prices. Anyone who's been paying attention has witnessed many instant GPU sell-outs and staggering eBay listings. As NVIDIA is trying to limit the mining capabilities of the new video cards (lower-end models as well), the prices of older ones can only go up.

As long as the value of cryptocurrency continues to rise, it is safe to assume that pure gamers looking for a high-end card will continue to have a hard time. If you think otherwise, feel free to drop a few lines in the comments section. Many are those who have complained about the low availability of the PS5 that went on sale yesterday, but it may be that at least in this case the stores had a very limited number of consoles to offer. Things change with the RTX 3080, NVIDIA's coveted graphics cards that apparently very few users have managed to buy on time. Nvidia is clearly transitioning significant portions of their GPU offerings to LHR GPUs, which are now forming the majority of sales for some graphics cards such as the RTX 3060 Ti. Even with the latest developments raising the LHR limit cap, these cards are more accessible and affordable for gamers.

The LHR program has received its share of criticism, but it will be interesting to hear from actual users what you think of it now that it seems to be helping lower GPU prices. A couple of weeks back we ran a survey, asking HUB's YouTube community what factor you blame the most for current GPU prices. 41% of people responded that global supply constraints for components was the main driver, while a further 32% placed the most blame on cryptocurrency mining. Indeed, these two factors appear to be the most significant at play at the moment. Interestingly though, only 5% of users thought high demand from PC gamers was to blame.

International tariffs and resellers on eBay and Amazon have also led to graphics cards being sold way above their suggested retail price. Prices can increase if the manufacturer makes changes to the base card design too, like adding special lighting or an extra cooling fan. Roughly 15,300 graphics cards from both AMD and NVIDIA have been sold on eBay since the start of January. Over 14,000 NVIDIA cards ranging from the RTX 3060 Ti to the RTX 3090. The RTX 3070 had around 5,400 sold on eBay is by far the most popular card. The RTX 3080 falls 2nd behind the RTX 3080 with around 3,400 sales.

The king of the lineup falls in last with roughly 2,300 sales. The NVIDIA GeForce RTX 3070 Ti is set to release June 10 for an MSRP of $599, and this might be the only time you'll have an opportunity to purchase one at that price point. As the global chip shortage rages on through the next stage of the coronavirus pandemic, graphics cards have become increasingly scarce.

With that in mind, we're here to help you secure this new and elusive piece of tech for your PC. Below, we've outlined the 3070 Ti's projected release time and offered our best tips for ordering one. The eBay listing reveals that the company known as Starlit Partner has sold four GeForce RTX 3080 graphics cards at a price if 1,359 USD. That is almost twice as much as the NVIDIA suggested retail price for this SKU and around 600 USD more than the retail price for this particular MSI GAMING X model. Well, this wouldn't be a story if not for the fact that the company is owned by MSI USA.